小额信贷论文提纲

论文题目：索马里摩加迪沙小额信贷对小企业绩效的影响

摘要：以前的研究表明,由于缺乏信贷渠道以及教育和财政资源的短缺,一些小企业在服务的早期就失败了。以前的研究表明,由于缺乏信贷渠道以及教育和财政资源的短缺,一些小企业在服务的早期就失败了.因此,小额信贷服务可以被视为解决这些小企业问题的战略方法。小额供资涉及向生活在城市和农村环境中的穷人提供金融服务,这些穷人无法从正规金融部门获得此类服务.本研究的目的是调查小额信贷对摩加迪沙小企业绩效的影响。采用横断面调查设计,通过问卷调查收集原始数据。本研究采用目的性抽样方法,选取300名调查对象。使用描述性统计和推断统计技术对数据进行分析。描述性分析用于找出小企业在获得小额信贷服务方面面临的挑战,多元回归分析用于检验小额信贷服务对摩加迪沙小企业绩效的影响。结果表明,由于抵押品要求和还款时间不足等问题,小企业在从小额信贷机构获得贷款方面面临困难。研究还表明,贷款计划对小企业绩效有显著影响。贷款便利使小公司得以成长并提高其盈利能力,还帮助小公司避免商业失败并促进其创新。此外,还发现储蓄计划有助于选定的小企业的发展和增长。考虑到本研究的最终目标,本研究发现,提供培训服务有助于小企业提高绩效、有效沟通和使用技术、培养领导能力和管理技能,最终有助于小企业的发展和可持续性。该研究还得出结论,小额信贷服务对小企业绩效有显著影响。小额供资方案是促进创业的有效工具,因为它们提供的服务多种多样,在小企业的成长和发展中发挥着作用。小额信贷服务使小公司得以成长并提高其盈利能力,还帮助小公司避免商业失败并促进其创新。这项研究表明,小额供资机构应促进小企业的贷款要求,并向小企业提供培训和技术援助,以提高小企业的效率和效力。

关键词：小额信贷;小企业;绩效;索马里

学科专业：MASTER IN ACCOUNTING

ABSTRACT

摘要

ABBREVIATIONS AND ACRONYMS

CHAPTER 1 INTRODUCTION

1.1 Background of the Study

1.2 Problem Statement

1.3 Objectives of the Study

1.4 Research Questions

1.5 Significance of the Study

1.6 Research Innovation

1.7 Structure of the Thesis

1.8 Mentality of the Research

CHAPTER 2 LITERATURE REVIEW

2.1 The Concept of Microfinance

2.2 Microfinance Institutions in Somalia

2.3 Small and Medium Size Enterprise

2.4 Challenges SMEs Face from Accessibility of Microfinance Service

2.5 Accessibility of Microfinance Services for SMEs

2.6 Theoretical Framework

2.6.1 Economic development theory

2.6.2 Micro Credit Theory

2.6.3 Financial Constraint Theory

2.6.4 Human Capital Theory

2.7 Empirical Results of Microfinance and Small Business Performance

2.8 Summary of the Literature Review

CHAPTER 3 HYPOTHESES DEVELOPMENT AND CONCEPTUAL FRAMEWORK

3.1 Operational Definitions

3.2 Hypotheses Development

3.3 Conceptual Framework of the Study

CHAPTER 4 RESEARCH METHODOLOGY

4.1 Research Design

4.2 Research Population

4.2.1 Sample Size

4.2.2 Sampling Procedure

4.3 Research Instrument

4.4 Validity and Reliability of the Instrument

4.5 Data Gathering Procedures

4.6 Data Analysis

4.7 Ethical Considerations

CHAPTER 5 FINDINGS AND DISCUSSIONS

5.1 Introduction

5.2 Descriptive Analysis

5.2.1 Demographic Information of the Respondents

5.2.2 Sources and Purpose of Capital

5.2.3 Challenges of Small Businesses Face from Accessibility of Microfinance Loan

5.2.4 Microfinance Services

5.2.5 Small Business Performance

5.3 Sample adequacy test

5.4 Validity test

5.5 Factor Analysis for Performance Scale

5.6 Reliability Test

5.7 Correlation Analysis

5.8 Multicollinearity Test

5.9 Multiple Regression Analysis

5.10 Major Findings

5.11 Discussions of Finding

CHAPTER 6 CONCLUSION AND RECOMMENDATIONS

6.1 Conclusions

6.2 Recommendations

6.3 Limitations of the Study

6.4 Future Research Direction

REFERENCES

APPENDIX(A):QUESTIONNAIRE

ACKNOWLEDGEMENTS

ACADEMIC PUBLICATION